Azerbaijan-based banks ranking by capital adequacy

Azerbaijan-based banks ranking by capital adequacy
# 09 March 2010 10:49 (UTC +04:00)
Baku. Elnur Huseynguluyev – APA-Economics. APA-Economics provides ranking of Azerbaijan-based banks for their various figures and financial performance.

The project aims to highlight banks’ financial performance and update the public and potential investors. In the table below, banks are ranked by capital adequacy in accordance with the available data as at January 1, 2010.

The capital adequacy is the percentage of a bank’s total capital to its assets. It is the simplest way to find ballpark ratio on the basis of simple figures released by banks.
Although banks attempt to operate on the minimum capital, government regulators support regular increase in the capitalization. The capital adequacy shows general credibility of a bank.
This indicator allows depositors to assess the risk they may face.

Bank


Total Capital/Assets


1 

Kovser Bank

58,80 

2 

Bank Avrasiya  

50,07

3 

Azerbaijan Credit Bank

46,00 

4 

Gandjabank

42,62 

5 

Gunaybank

41,53 

6 

Pasha Bank

40,86 

7 

Deka Bank 

39,41 

8 

NBCBank  

38,49

9 

Azernegliyyatbank

37,19 

10 

Melli Iran Bank – Baku

35,64 

11 

Birlik Bank  

35,39 

12 

United Credit Bank 

32,17 

13 

Atrabank 

29,29

14 

YapiKredi Bank Azerbaijan

27,98 

15 

Kafkaz Dervelopment Bank

26,51 

16 

Kredo Bank 

21,68 

17 

Azer-Turk Bank

21,04 

18 

AccessBank 

20,37 

19 

Amrahbank 

20,29 

20 

Azerbaijan Industry Bank

18,93 

21 

Turanbank

18,51 

22 

Bank of Baku 

17,54 

23 

DemirBank

17,51 

24 

Unibank 

16,85 

25 

Bank Respublika 

15,96 

26 

Xalg Bank 

15,11 

27 

Royal Bank  

14,67 

28 

Mugan Bank

14,53 

29 

Nikoil Bank  

14,48 

30 

Bank Standard 

14,09 

31 

AGBank 

13,28 

32 

Parabank 

13,02 

33 

Technikabank

12,81 

34 

Rabitabank 

12,67 

35 

AtaBank 

12,61 

36 

Bank of Azerbaijan  

12,51 

37 

Kapital Bank 

11,74 

38 

Zamin Bank  

9,88 

39 

International Bank of Azerbaijan 

9,84 



Kovser Bank is in the 1st place for capital adequacy, International Bank of Azerbaijan is in the last place.
By practice, capital adequacy is more appropriate in a range of 10% and 20% and this ratio is considered credible enough.
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