The share of overdue loans reached 3.6% of total loan book, compared to 2.2% a year ago.
However, the portion of overdue loan has significantly declined over the recent years given that the share was 27.6% in 2001, 11% in 2004, 3.3% in 2006 and 2.1% in 2008.
Over the last 9 years the overdue loans share has been gradually decreasing.

According to the world practice, the level of up to 5% is still considered as a permissible level.
In the face of the global financial crisis, the share of overdue loans reached 15-20% in some countries.