65% of loans were lent in the national currency and 35% in foreign currencies in regions.
The structure of loan lending was as below:
| 01.07.2009 | 01.07.2008 |
Baku | 84,3% | 86,3% |
Absheron | 0,4% | 0,2% |
Sumqayit | 3,7% | 2,9% |
Gandja | 1,9% | 2% |
Nakhchivan | 0,5% | 0,3% |
Lenkeran | 0,7% | 0,7% |
Other cities and towns | 8,5% | 7,6% |