Finance

Finance

Azerbaijan-based banks ranking by capital adequacy

09 April 2009 15:11 (UTC +04:00)

Baku. Elnur Huseynguluyev â€“ APA-Economics. APA-Economics provides ranking of Azerbaijan-based bank organizations for their various figures and financial performance in 2008.
The project aims to highlight banksâ€™ financial performance and update the public and potential investors. In the table below, bank organizations are ranked by capital adequacy in accordance with the available data as at January 1, 2009.

The capital adequacy is the percentage of a bankâ€™s total capital to its assets. It is the simplest way to find ballpark ratio on the basis of simple figures released by banks.
Although banks attempt to operate on the minimum capital, government regulators support regular increase in the capitalization. The capital adequacy shows general credibility of a bank.
This indicator allows depositors to assess the risk they may face.

Banks		Total capital /assets (%)
1.	Kovser Bank	59,30
2.	Melli İran Bank- Baku Branch	56,16
3.	Pasha Bank	55,34
4.	Bank Avrasiya	45,24
5.	Birlik Bank	44,54
6.	Azerbaijan Credit Bank	44,28
7.	United Credit Bank	41,75
8.	Gunay Bank	39,45
9.	Deka Bank	39,22
10.	Kredo Bank	37,16
11.	NBCBank	36,78
12.	Gandja Bank	36,25
13.	Amrahbank	34,90
14.	Kafkaz Development Bank	32,27
15.	Debut Bank	31,77
16.	Atrabank	31,43
17.	Azer-Turk Bank	26,94
18.	Turan Bank	22,57
19.	AccessBank	21,55
20.	Azerbaijan Industry Bank	20,69
21.	Para Bank	18,84
22.	Bank of Azerbaijan	18,31
23.	Royal Bank	17,52
24.	Azerdemiryolbank	16,64
25.	UniBank	15,34
26.	YapıKredi Bank Azerbaijan	14,98
27.	Mughan Bank	14,76
28.	AGBank	14,19
29.	Xalg Bank	14,18
30.	Bank of Baku	13,89
31.	Rabitabank	13,05
32.	AtaBank	12,76
33.	Bank Standard	12,50
34.	Kapital Bank	12,45
35.	Texnikabank	11,46
36.	Bank Respublika	11,16
37.	Nikoil Bank	9,86
38.	International Bank of Azerbaijan	9,58
39.	Zamin Bank	9,51