Structure of banks’ income and expenditures:
(mln. AZN)
| January-September, 2010 | January-September, 2011 | Dynamics, % |
Interest incomes | 778.8 | 814.1 | +4.5 |
Interest expenditures | 408.0 | 431.5 | +5.8 |
Non-interest incomes | 190.2 | 226.7 | +19.2 |
Non-interest expenditures | 318.9 | 375.0 | +17.6 |
Net profit | 94.7 | 110.6 | +16.8 |
Interest incomes on the banks’ loans given to clients rose 8.4% to AZN 794.4 mln. Incomes from other operations (interbanks demands, investments and financial leasing) decreased by 26.1% and remained stable at 0.6% compared to assets.
Banks’ non-interest incomes rose 19.2% to AZN 226.7 mln. Banks’ totally incomes made AZN 1,040.8 mln, up 7.4% from a year earlier.
As at end of accounting period, interest expenditures soared 5.7% to AZN 431.5 mln. Interest expenditures/ assets decreased from 4.6% to 4.4%. Non-interest expenditures increased by 17.6% and as of October 1, made AZN 375 mln. Banks’ total expenditures surged 10.9% to AZN 806.5 mln.
Banks’ assets ROA made 1.1%, ROE – 8.3%.