The bank said in a statement that new retail deposits put in Unibank in June-November 2009 equalled approximately AZN 15 mn and this is one of the highest retail deposit acquisition indicators in the local banking system. Unibank was increasing its retail deposit portfolio steadily and has had the increase in the number of retail deposit contracts by more than 21% since summer and by more than 12 times in comparison with the corresponding period of last year. The absolute growth has been by more than 10 times.
‘Our Bank occupies a solid position in the retail liability business sector and intends to become one of the leaders of the market for retail deposits eventually,’ says Guney Ahundova, the Retail Business Development Supervisory with Unibank. She said that the increase in the retail deposits signifies that Unibank offers its customers the most appealing and highest-in-demand deposit facilities. Unibank always takes into account the customers’ opinions while forming the deposit product range and the deposit interest rates; this is done to improve the quality and the conditions of the service constantly. In the opinion of Ms Ahundova, the main arguments that the population reckon with when depositing money in Unibank are the high liquidity of the Bank as well as the impeccable fulfilment of all obligations to all the depositors, the comfortable locations of the branches, the working hours that are optimal for customers’, the competitive interest rates, the flexible deposit supplementation and interest capitalisation system and the special conditions of working with major depositors.
It should be remembered that the “A Gift for Everyone Campaign†is in progress in accordance with the deposit acquisition strategy of the Bank. Under this campaign, all customers who have left the Term deposits in the Bank can choose presents worth 1% of every 1,000 in their deposits. The Term deposit holders can get presents worth up to AZN 1,000.
Deposit terms | Accrued Interest | ||||||||||||||
Monthly | Quarterly | Semi-annually | Annually | On Expiry of Deposit Term | |||||||||||
AZN | USD | EUR | AZN | USD | EUR | AZN | USD | EUR | AZN | USD | EUR | AZN | USD | EUR | |
6 months | 12 | 12 | 6,5 | 12,3 | 12,3 | 6,8 | - | - | - | - | - | - | 12,6 | 12,6 | 7 |
12 months | 14 | 14 | 9 | 14,3 | 14,3 | 9,1 | 14,5 | 14,5 | 9,2 | - | - | - | 15 | 15 | 9,4 |
18 months | 14,5 | 14,5 | 9 | 14,6 | 14,6 | 9,1 | 14,8 | 14,8 | 9,2 | - | - | - | 16 | 16 | 9,6 |
24 months | 15 | 15 | 9 | 15,2 | 15,2 | 9,1 | 15,5 | 15,5 | 9,2 | 16 | 16 | 9,4 | 17 | 17 | 9,8 |
The “A Gift for Everyone†Campaign will last until the end of February 2010.
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