Finance

Finance

Kapital Bankâ€™s liquidity ratio reaches 70%

06 February 2014 09:17 (UTC +04:00)

Baku – APA-Economics. As of January 1, 2014, Azerbaijan-based Kapital Bank’s assets stood at AZN 1,048.645 mln, loan portfolio at AZN 751.334 mln. Total incomes made AZN 124.927 mln, as well as interest incomes – AZN 61.163 mln, non-interest incomes – AZN 63.764 mln, total expenditures – AZN 103.626 mln.

Bank says its profit stood at AZN 21.301 mln, up 2 times from previous year. Total capital made AZN 164.474 mln, including paid authorized capital – AZN 80.0 mln, borrowed funds – AZN 792.202 mln. AZN 104.631 mln of borrowed funds belongs to individuals. Compared to a year earlier, bank’s total capital rose 45%, authorized capital - 60%.

ROA (Return on Assets) made 1.60%, ROE (Return on Equity) – 33.3, liquidity ratio – 69.83%.

Number of active plastic cards reached 2,193,857, ATMs – 480 and POS-terminals – 473.

The bank operates 89 branches and 11 departments.